So, let’s say the home is worth $200,000 and the rent is $2000. The owner will also require a 5% option fee ($10,000) but agrees to put 20% of the monthly rent payment into escrow. So, after 4 years, you would have the $10,000 you put down, plus an additional $19,200 in escrow. This would go toward the final purchase price of the home ... Find rent to own homes near you in Suffolk County, NY! Rent to own property listings and houses available in Suffolk County, NY. Get property details and more with HomeFinder. View Details. $2,655 /mo Rent to Own. View Details. $2,000 /mo Rent to Own. 3 Bd | 2 Bath | 1,200 Sqft. View Details. Find rent to own homes and real estate properties in Watertown, NY. Get details property information, photos of the home, and information about living in Watertown with HomeFinder.The median home price here is $441,000, though the average selling price is $341,000. The average apartment size is 834 square feet, and the price for this size is $2,986. The rent for a one-bedroom is about $2,640, whereas two-bedrooms are around $3,450 per month.Rent-to-own is when a tenant signs a rental agreement or lease that has an option to buy the house or condo later -- usually within three years. The renter's monthly …Complete database of owner-listed rent to own homes in Broome County, NY. Connect directly with owners, no credit checks or banks required. Login. ... Broome County, NY. Rent to Own Homes in Broome County. 336 Listings Found. Verified. Roosevelt Avenue Endicott, NY 13760. $3,538 /mo. 3 Beds | 2 Baths | 1,765 Sqft. More Details. Verified ...The median home price of a Binghamton home is $96,200, while the national average is closer to $205,000. The median age of a house is 76 years old. However, 57% of all household units are rented. The median rent is $1,061 per month, a 4% decrease from this time last year. One-bedroom apartments cost around $645 per month, while two …Apr 17, 2024 · Queens County. Rent To Own Homes For Sale. Showing 1 - 18 of 2,363 Homes. $749,000. 3 beds • 2 baths • 1,000 sqft • House for sale. 117-45 127th Street, South Ozone Park, NY 11420. #Big Yard. Browse rent to own homes in New York, current as of April 2024. HousingList offers the largest database of rent to own listings. Get into a home while you build your credit. Search all the latest Rent to Own Homes in New York. There are more than 18,962 rent to own homes currently on the market. Try out homes and neighborhoods without the buying commitment by choosing a rent to own property. Select a county below and start searching today! There is also a lot of population separation between Nassau and Suffolk Counties, and most New York City residents have their opinion on which is better. Finally, there are some barrier islands that are also technically included in Long Island's boundaries.The below results are primarily rent to own homes in : 120 Listings Found.Newark, NY is a great place for affordable rent-to-own homes! With a median household income of over $51,178 and a median rent of $792, the Newark, NY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases.Search 353 Single Family Homes For Rent in New York, New York. Explore rentals by neighborhoods, schools, local guides and more on Trulia!Rent-to-Own Home Programs for Bad Credit. Divvy Homes; Zero Down; Dream America; 1. Divvy Homes. Minimum credit score: 550. Divvy Homes is a fin-tech company that facilitates rent-to-own home purchases. Applicants can qualify with a FICO score of at least 550 and three months of verifiable household income of at least $2500 …Rome, NY is a great place for affordable rent-to-own homes! With a median household income of over $51,752 and a median rent of $779, the Rome, NY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases.Check out Watertown, NY rent to own homes for sale, which may include auction properties, for sale by owner, and more. Showing 1 - 44 of 440. Hot. 1 of 18 Rent To Own Single Family Home. Watertown, NY 13601. 6. 3. 4000 ft 2. 1860. Hot. Rent To Own Single Family Home. Watertown, NY 13601. 4. 2.Option Payment. And option payment is a one time lump sum fee you will pay to retain the option of renting to own within a designated time frame. Option fees are negotiable and typically range between 2% and 7%. Occasionally the fee may be applied to the purchase price, but it is very rarely refundable if you decide against your purchase.Search 615 rent to own homes in Queensbury, New York. View photos, property details for Queensbury real estate & more. Login. Rent To Own. New York. Queensbury. Queensbury, NY ... Our goal is to help you find the ideal rent to own home. To do that, we’ve had to experiment with a lot of crazy things to make that happen (thus our name!). …Rent-to-Own Homes in Schenectady, NY: What You Need to Know. Schenectady combines lush nature, rich history, and world-class shopping and dining seamlessly. With a population of 66,135, it’s New York’s ninth-largest city. Schenectady’s HistoryNYS Homes and Community Renewal. 25 Beaver Street, 2nd Floor. New York, New York 10004. (212) 480-6672. Email: [email protected]. Outside New York City: Outside of New York City, HCR's HCV Program is …Check out Jamestown, NY rent to own homes for sale, which may include auction properties, for sale by owner, and more. Showing 1 - 44 of 440. Hot. Rent To Own Single Family Home. Titusville, PA 16354. 4. 3. 2500 ft 2. 1920. Rent to Own Eligible Single Family Home. Russell, PA 16345. 3. 1.New features of the website include: More affordable housing opportunities: In addition to new affordable rentals, you can also find homeownership opportunities and re-rentals of affordable homes that went through the lottery previously.; Customizable search: Filter for the right opportunities directly on the website, searching by borough, income, household … rent to own. Use arrow keys to navigate. NEW OPEN SUN, 11-12PM. $565,000. 2bd. 1ba. 456 W 167th St #7E, New York, NY 10032. ... Newest Homes for Sale in New York; A lot of people who rent to own by owner take advantage of Rent to Own Lab’s free listings. Search our website for cheap lease-purchase or lease-option properties near me and see if rent to own could be the right option. 14624. 14609.Complete database of owner-listed rent to own homes in Westchester County, NY. Connect directly with owners, no credit checks or banks required. ... Westchester County. Westchester County, NY. Rent to Own Homes in Westchester County. 1126 Listings Found. Verified. Oakland Avenue Mount Vernon, NY 10552. $4,196 /mo. 4 Beds | 4 … Find rent to own homes near you in Suffolk County, NY! Rent to own property listings and houses available in Suffolk County, NY. Get property details and more with HomeFinder. While you can find homes for rent near you online, locating a property owner agreeable to a rent-to-own scenario might take some extra steps. “Probably about 5% of the market is transactions ...Many Fortune 500 companies also maintain offices in this part of Albany County, making this an ideal place to live for recent college graduates as well as seasoned professionals.The below results are primarily rent to own homes in Albany County, NY: 1377 Listings Found. Verified. Fountain Albany, NY 12203. $1,544 /mo.A rent-to-own program allows residents to purchase a home by first becoming a tenant. This allows the prospective homeowner to live in the property while …You can find rent-to-own apartments at 100 Barclay Street, One Manhattan Square, 196 Orchard, 298 East Second Street (Houston House) and 21-30 44th Dr. in Long Island City (Corte), which The New … View Details. $6,503 /mo Rent to Own. 2 Bd | 1 Bath | 950 Sqft. View Details. $7,971 /mo Rent to Own. 2 Bd | 2 Bath. View Details. Find rent to own homes and real estate properties in Yonkers, NY. Get details property information, photos of the home, and information about living in Yonkers with HomeFinder. Middletown, NY is a great place for affordable rent-to-own homes! With a median household income of over $58,235 and a median rent of $1,284, the Middletown, NY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. Rent to Own Statistics & Trends. According to a survey by the Federal Trade Commission : • Most of those who enter into a rent-to-own lease (67%) do intend to buy the home, although only 58% do go on to make the purchase. • The vast majority of those who rent-to-own, nearly 80%, are 18 to 44 years of age. • In 66% of housing markets in ...Zip Codes in Broome County, NY 13744 Rent to Own 13754 Rent to Own 13760 Rent to Own 13790 Rent to Own 13903 Rent to Own 13905 Rent to Own Resource Center Mortgage There are some popular recreation areas surrounded by water on two or three sides, including Breezy Point Tip and Jacob Riis Park.The below results are primarily rent to own homes in : 16130 Listings Found. Verified. Mercury Place Hicksville, NY 11801. $3,591 /mo. The median home value in North Carolina is just over $200,000, and industry analysts expect these values to increase. Home prices can vary greatly across the state, though. Asheville's median home price is more than $300,000, but Fayetteville's median home price is just over $120,000. In the state's most popular cities, median home prices range ...rent to own. Use arrow keys to navigate. NEW OPEN SUN, 11-12PM. $565,000. 2bd. 1ba. 456 W 167th St #7E, New York, NY 10032. ... Newest Homes for Sale in New York; Newest Rentals in New York; Commute times provided by and Transitland. Commute times are based on typical traffic conditions, not actual traffic, and will not include activities such ...Find rent to own homes and real estate properties in Troy, NY. Get details property information, photos of the home, and information about living in Troy with HomeFinder. ... Rent-to-Own Homes in Troy, NY: What You Need to Know. When Henry Hudson sailed up the river that would bear his name, he ended his exploration in 1609 at the location that ...In New York the average annual income needed to afford a median-priced home is $148,286. According to the New York City Comptroller, only about 30% of all …Many Fortune 500 companies also maintain offices in this part of Albany County, making this an ideal place to live for recent college graduates as well as seasoned professionals.The below results are primarily rent to own homes in Albany County, NY: 1377 Listings Found. Verified. Fountain Albany, NY 12203. $1,544 /mo.Find rent to own homes and real estate properties in Brooklyn, NY. Get details property information, photos of the home, and information about living in Brooklyn with HomeFinder.Complete database of owner-listed rent to own homes in Troy, NY. Connect directly with owners, no credit checks or banks required. Login. Rent To Own. New York. Troy. Troy, NY. Rent to Own Homes in Troy. 1520 Listings Found. Verified. 117th Troy, NY 12182. $330 /mo. 3 Beds | 2 Baths | 1,200 Sqft. More Details. Verified.Find rent to own homes and real estate properties in Rochester, NY. Get details property information, photos of the home, and information about living in Rochester with HomeFinder. ... Healthcare is 2% lower than the national average. When compared to New York City, Rochester’s overall cost of living in 56% lower, and housing is 80.1% lower ...Rent-to-own homes and apartments remain relatively rare in NYC, and this is due to co-ops and banks’ strict financial requirements around debt-to-income ratios and post-closing liquidity. However, this format provides a tenant with a high-income level to save enough for a down payment, closing costs, and post-closing liquidity.A rent-to-own agreement in New York is a deal where a tenant commits to renting a property with the option to buy it in the future. Each contract has two main … The median home value is $133,300 and just over half the people own their homes. The median rent is $877. Westvale is also considered to be one of the best suburbs in New York. There are nearly 5,000 residents here, many of whom are young professionals and retirees. The median home value is $149,200 and nearly all residents own their homes. The ... Complete database of owner-listed rent to own homes in New York. Connect directly with owners, no credit checks or banks required.View Details. $297 /mo Rent to Own. View Details. $32,016 /mo Rent to Own. 5 Bd | 3 Bath | 3,240 Sqft. View Details. Find rent to own homes and real estate properties in Kingston, NY. Get details property information, photos of the home, and information about living in Kingston with HomeFinder. The average price for a home in the first quarter of 2013 was $110,955, with the median price being $95,097. A total of 561 homes were sold in this same period of time. There are a total of 89,845 homes in Rochester, with a good balance of renters and owners, but a higher rate of renters, probably due to the colleges in the city. Find rent to own homes and real estate properties in Newark, NJ. Get details property information, photos of the home, and information about living in Newark with HomeFinder. ... Staten Island, NY 10314 $24,679 /mo Rent to Own. View Details Franklin, STATEN ISLAND, NY 10301 $4,201 ...Check out Greece, NY rent to own homes for sale, which may include auction properties, for sale by owner, and more. Showing 1 - 44 of 440. Hot. Rent To Own Single Family Home. Hilton, NY 14468. 4. 2. 1984 ft 2. 1920. Rent To Own Village Of Pittsford Single Family Home. Pittsford, NY 14534. 5. 2. 1887 ft 2. 1950. Rent To Own ...4 Bd | 1 Bath | 1,720 Sqft. View Details. $1,401 /mo Rent to Own. 2 Bath. View Details. $3,302 /mo Rent to Own. 2 Bath. View Details. Find rent to own homes and real estate properties in Endicott, NY. 1. Search by Yourself: It is not like every building is offering rent-to-own homes. Instead, you have to do some work to get to know where it is being offered. To get to know about the latest listings, search about the latest listings and get in touch with people who may know about it. 2. Median rent rate is $772, while median house price is $110,300. Only 7 new homes were built in 2012, and another 7 in 2011. Due to a large college population, the area has one of the highest rental rates in the state at 55 percent of the population, or roughly 14,578 people. Divvy in the press. Divvy is proud to be included on Time’s list of the 100 Most Influential Companies of 2022. “Innovative technology that’s simplifying and opening the real estate market to a new generation.”. “Reimagining [rent-to-own] by offering aspiring homeowners more say and more financial leverage.”. Showing 1 - 44 of 440. Rent To Own. Sheepshead Bay. Single Family Home. Brooklyn, NY 11229. 3. 1705 ft2. 2019. 1 of 12. Rent To Own. Midwood. Multifamily (2 - 4 Units) Brooklyn, NY 11230. 2. 1151 ft2. 2017. Rent To Own. Bay Ridge and Fort Hamilton. Single Family Home. Brooklyn, NY 11209. 2. 1200 ft2. 1960. Rent To Own. DUMBO. Townhouse/Condo. Browse rent to own homes in New York, NY, current as of April 2024. HousingList offers the largest database of rent to own listings. Get into a home while you build your credit. In New York the average annual income needed to afford a median-priced home is $148,286. According to the New York City Comptroller, only about 30% of all …Rent-to-own offers potential home buyers many benefits, which include building non-cash equity, hassle-free buying without competition, and saving time. Access to Other Exclusive Property Listings With your RentBeforeOwning.com trial membership, you will have access to millions of properties, including Lease To Own homes, Owner Financed homes ... While the cost of living in New York State is above the national average, the cost of living in Elmira is more reasonable. The median listing price for homes is often below $100,000. You’ll find the city of Elmira on the southern edge of New York State, approximately eight miles north of the Pennsylvania state line. Divvy in the press. Divvy is proud to be included on Time’s list of the 100 Most Influential Companies of 2022. “Innovative technology that’s simplifying and opening the real estate market to a new generation.”. “Reimagining [rent-to-own] by offering aspiring homeowners more say and more financial leverage.”. A lot of people who rent to own by owner take advantage of Rent to Own Lab’s free listings. Search our website for cheap lease-purchase or lease-option properties near me and see if rent to own could be the right option. 14624. 14609.Showing 1 - 44 of 440. Rent To Own. Sheepshead Bay. Single Family Home. Brooklyn, NY 11229. 3. 1705 ft2. 2019. 1 of 12. Rent To Own. Midwood. Multifamily (2 - 4 Units) Brooklyn, NY 11230. 2. 1151 ft2. 2017. Rent To Own. Bay Ridge and Fort Hamilton. Single Family Home. Brooklyn, NY 11209. 2. 1200 ft2. 1960. Rent To Own. DUMBO. Townhouse/Condo.Find the best rent to own deals in New York right now -- save as much as 50 percent on your new place! New York Rent to Own Homes. Search all the latest Rent to Own …Check out Bronx, NY rent to own homes for sale, which may include auction properties, for sale by owner, and more. Showing 1 - 44 of 440. Rent To Own. North Riverdale. Townhouse/Condo. Bronx, NY 10471. 4. 2. 1580 ft2.New York City, a bustling metropolis that is home to over 8 million people, offers a diverse range of housing options.Among these, rent-to-own homes present a unique opportunity for potential homeowners. This alternative path to homeownership allows individuals to rent a property with the option to buy it after a certain period, providing … Albany, NY is a great place for affordable rent-to-own homes! With a median household income of over $48,512 and a median rent of $992, the Albany, NY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. $3,591 /mo. 3 Beds | 2 Baths |. 1,800 Sqft. More Details. Verified. Marlin Street Dix Hills, NY 11746. $7,189 /mo. 4 Beds | 5 Baths |. 4,400 Sqft. More Details. Verified. Bergen Beach …Complete database of owner-listed rent to own homes in New York. Connect directly with owners, no credit checks or banks required. Login. Rent To Own. New York. Rent to Own Homes in New York. 24796 Listings Found. Verified. Shore Rd Apt 5 Brooklyn, NY 11209. $4,107 /mo. 2 Beds | 1 Bath | 1,200 Sqft. More Details.View Details. $933 /mo Rent to Own. 3 Bd | 1 Bath | 1,232 Sqft. View Details. Find rent to own homes near you in Dutchess County, NY! Rent to own property listings and houses available in Dutchess County, NY. Get property details and more with HomeFinder.View Details. $967 /mo Rent to Own. 4 Bd | 2 Bath | 2,084 Sqft. View Details. $297 /mo Rent to Own. View Details. Find rent to own homes and real estate properties in Liverpool, NY. Get details property information, photos of the home, and information about living in Liverpool with HomeFinder. The free listings on our site are usually rent to own by owner, so deals are more reasonable and trustworthy than big company lease to purchase properties are. Whenever you’re ready just look for lease-option or lease-purchase homes near me on the Rent to Own Labs website. 14221. 14224. 14225. Complete database of owner-listed rent to own homes in Troy, NY. Connect directly with owners, no credit checks or banks required. Login. Rent To Own. New York. Troy. Troy, NY. Rent to Own Homes in Troy. 1520 Listings Found. Verified. 117th Troy, NY 12182. $330 /mo. 3 Beds | 2 Baths | 1,200 Sqft. More Details. Verified. Rent to Own Homes in Staten Island. Staten Island is a vibrant and ever-changing borough of New York City, known for its many appealing neighborhoods, relatively affordable homes and prime location. The borough is also appreciated for its plentiful and historic transportation options, including the popular Staten Island Ferry. 5,940 Rent to Own Homes for Sale in New Jersey on ZeroDown. Browse by county, city, and neighborhood. Filter by beds, baths, price, and more.Rent-to-own homes give you a path to homeownership if you can’t qualify for a mortgage yet. The seller of the home allows you to rent the home with the option to buy it at a later date and count your rent toward a down payment. ... LLC in NY. LendingTree technology and processes are patented under U.S. Patent Nos. 6,385,594 …Rent-to-own offers potential home buyers many benefits, which include building non-cash equity, hassle-free buying without competition, and saving time. Access to Other Exclusive Property Listings With your RentBeforeOwning.com trial membership, you will have access to millions of properties, including Lease To Own homes, Owner Financed homes ...New Rochelle, NY is a great place for affordable rent-to-own homes! With a median household income of over $81,735 and a median rent of $1,537, the New Rochelle, NY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home …View Details. $297 /mo Rent to Own. 5 Bd | 2 Bath | 2,536 Sqft. View Details. Find rent to own homes and real estate properties in Waterloo, NY. Get details property information, photos of the home, and information about living in Waterloo with HomeFinder.Check out Fulton, NY rent to own homes for sale, which may include auction properties, for sale by owner, and more. Showing 1 - 44 of 440. Rent To Own Single Family Home. Auburn, NY 13021. 2. 2. 1160 ft 2. 1850. 1 of 9 Rent To Own Multifamily (2 - 4 Units) Cato, NY 13033. 3. 1. 0 ft 2. 1 of 15 ...The typical homes included in their Miami-Dade rent-to-own program are 2-4 bedrooms with 1,400 – 2,500 square feet and upgraded kitchens and bathrooms. They also partner with larger rent-to-own programs like Divvy and help with the application process to provide homeowners even more options to find the perfect residence. Rent to own homes offer low monthly payments and flexible terms. Turn rental payments into your dream home. Register for details. Browse rent to own homes in Brooklyn, NY, current as of April 2024. HousingList offers the largest database of rent to own listings. Get into a home while you build your credit. Aug 5, 2015 · Rent-to-own is when a tenant signs a rental agreement or lease that has an option to buy the house or condo later -- usually within three years. The renter's monthly payments will include rent payments and additional payments that will go towards a down payment for purchasing the home. The lease contract will state the tenant's rental payment ... Learn more about our innovative rent-to-own programs, Pathway Choice and Pathway Select, where you can: Enjoy the benefits of renting your dream home while we help you get mortgage-ready. Save hundreds on your monthly rent payment versus a mortgage payment. Buy at a pre-agreed price any time after the second year and become a …Check out Suffolk County, NY rent to own homes for sale, which may include auction properties, for sale by owner, and more. Showing 1 - 44 of 440. Rent To Own Single Family Home. Mastic, NY 11950. 3. 1. 0 ft 2. 1940. Rent To Own Single Family Home. Deer Park, NY 11729. 3. 1. 942 ft 2. 1953.Find rent to own homes and real estate properties in Troy, NY. Get details property information, photos of the home, and information about living in Troy with HomeFinder. ... Rent-to-Own Homes in Troy, NY: What You Need to Know. When Henry Hudson sailed up the river that would bear his name, he ended his exploration in 1609 at the location that ...Housing "rent to own" in New York City. see also. Your OWN TH to rent! 4BR, 2800SF, simply splendid. $15,000. Cobble Hill ... Rent- to-Own Opportunity: Charming Home in a Desirable Location! $1,999. Bronx Rent- to-Own Opportunity: Charming Home in Desirable Location! $1,500. Bronx ...Rent-to-own homes give you a path to homeownership if you can’t qualify for a mortgage yet. The seller of the home allows you to rent the home with the option to buy it at a later date and count your rent toward a down payment. ... LLC in NY. LendingTree technology and processes are patented under U.S. Patent Nos. 6,385,594 … Median rent rate is $772, while median house price is $110,300. Only 7 new homes were built in 2012, and another 7 in 2011. Due to a large college population, the area has one of the highest rental rates in the state at 55 percent of the population, or roughly 14,578 people.
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Search New York rent to own homes, including single family homes, condos and townhouses. View listing photos and nearby rent to own homes. Find your next home on HomeFinder. Utica, NY is a great place for affordable rent-to-own homes! With a median household income of over $42,624 and a median rent of $750, the Utica, NY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. Find rent to own homes and real estate properties in Troy, NY. Get details property information, photos of the home, and information about living in Troy with HomeFinder. ... Rent-to-Own Homes in Troy, NY: What You Need to Know. When Henry Hudson sailed up the river that would bear his name, he ended his exploration in 1609 at the location that ...In New York City, the typical household can reasonably afford to rent a $1,750 apartment, according to city estimates. But the median rent in market-rate New …Oswego is just 45 minutes from Syracuse, the economic hub of central New York. Oswego, NY is a great place for affordable rent-to-own homes! With a median household income of over $45,216 and a median rent of $860, the Oswego, NY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth …Find the best rent to own deals in New York right now -- save as much as 50 percent on your new place! New York Rent to Own Homes. Search all the latest Rent to Own …A rent-to-own agreement is a deal in which you commit to renting a property for a specific period of time, with the option of buying it before the lease runs out. Rent-to-own agreements include a ...Zip Codes in Broome County, NY 13744 Rent to Own 13754 Rent to Own 13760 Rent to Own 13790 Rent to Own 13903 Rent to Own 13905 Rent to Own Resource Center MortgageStep 1: Self-Search. Begin your journey by exploring the neighborhoods you're interested in. Contact local developers or property managers to inquire about available …A lot of people who rent to own by owner take advantage of Rent to Own Lab’s free listings. Search our website for cheap lease-purchase or lease-option properties near me and see if rent to own could be the right option. 14624. 14609. Rent to Own Homes in New York, NY. There are 1,174 rent to own listings in New York, NY. These rent to own properties include single-family houses, condos, apartments, duplexes, and townhouses. Buying a rent to own property is a great option because there is no commitment to purchase. Rent To Own Homes For Sale. Showing 1 - 18 of 146 Homes. $875,000. 3 beds • 3 baths • 1,992 sqft • House for sale. 17 Newport Road, Yonkers, NY 10710. #Big Yard. It is not commonplace in NYC real estate to find rent to own houses. So offering such a flexible option is going to catch the attention of more potential buyers. 2. Maximize Income. Another benefit for sellers in rent to own arrangements is they can maximize the money earned from their property. Find the best rent to own deals in New York right now -- save as much as 50 percent on your new place! New York Rent to Own Homes. Search all the latest Rent to Own …The town is home to about 65,000 residents living among the city’s 11 square miles. Locals enjoy access to a number of employment options. General Electric’s... Read More. 1634 Listings Found. Verified. Terrace Schenectady, NY 12306. $1,199 /mo. 3 Beds | 2 Baths. A lot of people who rent to own by owner take advantage of Rent to Own Lab’s free listings. Search our website for cheap lease-purchase or lease-option properties near me and see if rent to own could be the right option. 14624. 14609. Buying vs. Rent to Own Homes. Renting to own a home is like a test drive for buying a house. It’s comparable to the car dealership letting you drive out of the lot with the car that you want (after you pay a small option fee) and telling you to come back when you have the money to pay the full price of it, as long as it is within the lease term. Option Payment. And option payment is a one time lump sum fee you will pay to retain the option of renting to own within a designated time frame. Option fees are negotiable and typically range between 2% and 7%. Occasionally the fee may be applied to the purchase price, but it is very rarely refundable if you decide against your purchase..